Blessings4Ever Offers Comprehensive Benefits for Employees

Home Care Benefits

We offer comprehensive benefits for our caregivers. See what we offer below.

Within every successful organization, you will find hardworking and dedicated employees. At Blessings4Ever Home Care Agency, we realize that employees such as you, who efficiently utilize their time and talents to further the growth of our organization, are our most valuable asset. That is why we provide competitive salaries and comprehensive employee benefits.

This overview will briefly outline the benefits that are provided by Blessings4Ever Home Care Agency. All full-time employees of Blessings4Ever Home Care Agency, working 30 or more hours per week are eligible for benefits on their 90th day of employment. Please read this information carefully and if you should have any questions, do not hesitate to contact the Human Resources Department. It is our hope that your benefits package will provide added security for you and your family members. We appreciate your contributions and dedication to our team.

Health & Voluntary Benefits

· Medical:

Blessings 4Ever Home Care Agency offers eligible employees a comprehensive medical plan through Independence Blue Cross. The Independence Blue Cross PPO Plan is designed to provide you and your family with access to quality, affordable health care. When you enroll in this plan, you have access to both in-network and out-of-network providers.

· Dental:

Blessings 4Ever Home Care Agency offers comprehensive dental coverage through United Concordia. The dental plan available to you is designed to provide coverage for x-rays, routine cleanings, fillings and even orthodontia care. Under the United Concordia Flex Plan, you have the option of going in or out of the United Concordia Advantage network of providers.

· Vison:

A voluntary vision benefit, provided through Independence Blue Cross, can be elected to cover yourself and your eligible family members. Through the IBC Vision Care 100 Plan, you can receive both an eye exam and eyewear (if needed) from any provider of your choice

Employee Assistance Program (EAP)

The Employee Assistance Plan through Integrated Behavioral Health (IBH) is available to help you and your family find a solution and restore your peace of mind. Take advantage of the following services that are available to you and your family:

· 24-hour crisis help

· Childcare and eldercare referral services

· Up to 6 in-person counseling sessions

· Identity theft services

· Confidential telephonic counseling

· Financial services

Voluntary Insurance Options:

Life has a way of taking turns when you least expect it. Voluntary insurance products when combined with your core benefit offerings can provide a low-cost way to insure against high-cost issues. If you experience a covered event (accident, illness that has you out of work and/or you owe a medical provider money), a voluntary insurance plan can provide benefits that help pay the bills and maintain your way of life. The following are provided with our voluntary insurance coverages:

· Life Insurance

· Short Term Disability

· Cancer

· Accident

· Critical Illness

· Medical Bridge

Retirement Benefits

401(k)

All employees are eligible to participate after 3 months of employment to the nearest entry date. Blessings4Ever Home Care Agency criteria:

· No participation or maintenance fees

· 100% match of contributions up to 6%

· 3-year cliff vesting schedule

· Investment Options

· Contributions through payroll deductions

· Portable vested amount

Paid Time Off:

All employees are eligible for paid time off (PTO) according to an established policies and procedures set by Blessings4Ever Home Care Agency.

Holidays

All employees are eligible for time and a half time pay for any time worked on any of the six observed holidays as per Blessings4Ever handbook.

Health Care FSA

An FSA provides you with the ability to save money on a pre-tax basis for any IRS-allowed health expenses not covered by your health care coverage. These expenses include deductibles, copayments and coinsurance payments, routine physicals, uninsured dental expenses, qualified over-the-counter medical supply costs, vision care expenses (e.g. eyeglasses or contact lenses), hearing care expenses (e.g. a hearing exam or a hearing aid), and orthodontia.

A Dependent Care

Dependent FSA provides you with the ability to set aside money on a pre-tax basis for day care expenses for your child, disabled parent or spouse that enable you and your spouse (if applicable) to work full-time and/or attend school on a full-time basis. Generally, expenses will qualify for reimbursement if they are the result of care for.

Employee Discounts- Tickets at Work

Blessings4Ever is pleased to offer our employees access to exclusive savings on local deals, movie tickets, theme parks, hotels, tours, shows & more.

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$150 Gym membership /weight management program reimbursement

$150 bonus when you open a new personal checking account.

Save $500 on your mortgage closing costs.

Save up to $675 off closing costs and fees for home equity loans and lines of credit.

Free, no obligation auto and/or home quote.

Complimentary review of insurance coverages.